President Barrack Obama has introduced a program aimed at helping people come out of their debt problems using free money. His government has realized that one of the most difficult things for people to do is to settle their debts. Debts give people a lot of stress and their production in national development go down due to stress. This trend is changing after Obama introduced a Debt relief Plan to assist people deal with their financial crisis. When people are debt free they are expected to produce more for the sake of national development. The plan is designed to make the rich people in the United States of America donate part of their money to the less fortunate in the society. These wealthy people are given a guarantee that if they donate towards this program then they will remain in a certain tax bracket.

The funds can only be appropriated if an individual applies for the grants. One thing that is important to note here is that not all those who apply will get funding. A person can get the information on how to get the money in government offices or from a social worker. Alternatively, you can get the information from software that has been designed to address the problem of getting the information required when writing the proposal that will be used to verify if one quality's for funding. These funds are given to minority groups and the less fortunate in the society. It does not mean that other members of the society cannot qualify for funding, but these disadvantaged groups are given priority. Other members of the society can also get the grants even if they apply and qualify.